Flexible Budgeting Methods That Still Create Stability
Budgeting has a bad reputation problem; it has become synonymous with self-denial, rigid discipline, punitive measures, complex spreadsheets and a miserable existence. The budgets that are designed to keep us on track set us up for failure with even slight deviations from the plan. But, our finances don’t move in straight lines, like our lives […]
How to Build a Budget That Reflects Your Real Life
When many people think about budgeting, they imagine using spending trackers, studying color-coded spreadsheets and struggling to muster the discipline to keep going. Budgets can be framed as moral tests; those that stick to their budget win and those that don’t have failed. This is not realistic; priorities evolve, energy changes, opportunities arise and expenses […]